Website Terms & Conditions - new

Effective Date: January 1st 2026

Acceptance of Terms

By accessing this website, you agree to be bound by these Terms & Conditions and all applicable laws. If you do not agree, please do not use this website.

No Insurance Coverage Bound

Information provided on this website is for general informational purposes only and does not constitute an offer to sell insurance or a binder of coverage.

Coverage cannot be bound, changed, or confirmed via this website, email, voicemail, or online form without written confirmation from a licensed agent.

All coverage is subject to:

  • Carrier underwriting approval

  • Policy terms and conditions

  • Payment of premium

Quote Request Forms

Submitting a quote request form does not guarantee coverage or pricing. Quotes are subject to verification and underwriting review.

Users submitting forms agree that:

  • Information provided is accurate to the best of their knowledge

  • Communication may occur via phone, email, or text

  • An agent may contact them to complete the quote process

Electronic Communications Consent

By submitting any form on this website, you consent to be contacted by phone, email, and/or SMS regarding your request, including via automated dialing systems where permitted by law.

You may opt out of communications at any time by contacting our office.

Third-Party Links

This website may contain links to third-party sites. We are not responsible for the content, security, or privacy practices of external websites.

Limitation of Liability

We make reasonable efforts to maintain accurate and accessible information but do not guarantee that the website will be error-free or uninterrupted.

To the fullest extent permitted by law, we are not liable for damages arising from use or inability to use this website.

Accessibility Commitment

We are committed to providing an accessible website for all users.х.er. If you encounter any accessibility barrier, please contact our office for assistance.

Modifications

We reserve the right to update these Terms at any time. Updates will be posted with a revised effective date.

Governing Law

These Terms shall be governed by the laws of the State of Nevada.